How to Ace the State Exam and Successfully Become a Public Adjuster
Did you know that passing the state exam is a requirement to become a public adjuster?
That is right, the exam is a prerequisite in most states.
And let me tell you, passing it on your first attempt is not easy.
In fact, I failed the Florida state exam the first time around and passed the second.
The same thing happened when I took the exam in California.
I realized then my approach to studying and passing the state exam was wrong.
To pass the exam successfully on your first attempt, you should:
👉 Use practice questions to learn how the exam works.
👉 Structure your time between studying the material and practicing questions.
👉 Kick it up into high gear a week or two before the exam.
You might be wondering, who am I to tell you how to pass when I failed twice?
Well, after taking the approach from this post, I passed the Texas exam on my first try with over 90%.
You can do the same if you follow the tips from this blog post.
Focus on the Practice Questions to Become a Public Adjuster
Some people might not like to hear this, but you will learn how to work as a public adjuster on the job. And to pass the exam, you should get good at test taking.
I am not saying you shouldn’t study the material for the exam. But you will probably forget most of it right after the exam anyway.
Besides, the study material won’t teach you what to include in the proof of loss or how the claim process works.
The study material explains a lot, but it doesn’t teach you how to work as a public adjuster.
With that in mind, you should focus on how to pass the exam.
I found the best way to pass the exam is to focus on the practice questions.
Study the material for a bit every day, but focus on the questions.
Practicing the questions will help you understand how the exam works. Plus, you will study the material at the same time because you will begin to memorize the correct answers.
Structure Your Time Between Study and Practice
When I aced the Texas exam to become eligible to work as a public adjuster in Texas, I started by studying for one hour a day.
And I mean every day, seven days a week.
Here’s how my schedule looked. And I can almost guarantee you will pass the exam also if you follow it.
- Study one hour a day
- Do 30 minutes of study material and 30 minutes of practice questions.
- Kick it up into high gear one week before the exam and study for two hours.
- Again, do one hour of study material and one hour of practice questions.
- Finally, a few days before the exam, do only 30 minutes of studying the material and one and a half hours of practicing questions.
Again, the trick here is to learn how to take tests and learn how to pass. Learn how the questions work.
You will learn about insurance claims, estimating, and desk adjusters from experience and on-the-job education like public adjusting ebooks or video courses.
For now, focus on passing the exam.
Don’t Be Discouraged if You Already Failed the Exam to Become a Public Adjuster
As I mentioned in the introduction, I failed the exam two times, once in Florida and once in California.
I can safely say I am the worst test taker ever, but I managed to get it right and pass with over 90% in Texas.
Take my approach to heart, structure your time similarly and find a website where you can practice questions.
For example, if you are taking the test in Florida, I can recommend Insurance Schools, it is the website I used to prepare for the exam in Florida.
And if you are taking the exam in another state, I would recommend you find a similar website and take quizzes there.
Honestly, that is all you need to pass.
Everything else, you will learn on the job.
Finally, a Few Extra Tips
The trick to passing any exam is learning how to pass, not only studying the material.
You should also know how you behave during the exam. For example, if you know you get stressed easily, you should avoid too much coffee before the exam as it will make you anxious.
You should also take your time during the exam, read the questions carefully, and keep an eye on the clock.
Another important tip is to get some sleep the night before.
You won’t need to study too much the night before if you follow my study schedule. So take your time, relax and get some sleep.
Because you will need it.
It’s time to take full control of your claims. Of your business. Of your life.
A community can help you get there faster. It can offer support during these tough times. Inspiration. Guidance.
Together, we can get you to where you want to be.
What are you waiting for?